top of page

203k Contractor

Why is KMF Construction the best choice for your 203k project?

KMF Construction has earned the designation of being a qualified  203k Contractor.


As a qualified 203k Contractor, we can provide professional guidance to those who want to rehab or improve their home.  We will guide you through your home improvement process of planning, constructing, and security approval - to its completion.

What is 203K Loan?

  • You are only obtaining one loan for both the purchase and repairs of the home

  • Allows the homeowner to finance repairs/improvement by putting the money into their mortgage

  • Allows the homeowner to have 'intent equity' on their new home if it is a foreclosure

  • This loan can be added to your existing mortgage

Acceptable Modifications -Repairs for 203k

  • Structural repairs

  • Roof, gutters, and downspouts

  • Decks, patios, porches

  • Plumbing and electrical systems

  • Energy efficient upgrades

  • Kitchen remodeling

  • Paint, both exterior and interior

  • Flooring

  • Appliances

  • Accessibility improvements for those with disabilities

  • HVAC system

  • Lead-based paint stabilization

  • Window and door replacement

  • Basement finishing and remodeling

  • Basement waterproofing

  • Weatherization

  • Exterior wall re-siding

  • Septic system

Types of Properties that qualify for a 203k Loan

  • Single Family Detached Homes

  • Duplexes

  • Triplexes

  • Four unit dwellings

  • 4-plexes

  • Condominiums (restrictions apply)

  • Mixed-Use Residential (certain restrictions apply)

bottom of page